Car Insurance vs. Health Insurance
I’m painfully tired of this argument, so I thought I would explain it here, really slowly, in case you’re still confused.
The argument that I keep hearing from the bootstrappers, in voices dripping with such scorn that it seems like they actually believe it’s logical, is that the comparison between car and health insurance is invalid because you aren’t required to have car insurance if you don’t have a car–but, if the current biil passes, you will be required to have health care or face a fine.
Here’s the reason the comparison is valid: every driver is required to have coverage. If you don’t own a car, but you borrow one, the owner’s insurance better cover any accidents you have. If not, you’ll be in trouble. So yes, you do have to have coverage even if you don’t own a car–just like a minor is required to have health insurance, but her guardians are required to pay for it. This is so that if another driver damages my car, I’m not out the money.
“But what about those people who never drive,” you ask, sure that you’ve finally bested the liberal who’s watching in sympathy as you writhe in misguided glee. You’re absolutely right. People who never drive or ride in automobiles, do not need a single bit of car insurance. So if you can provide absolute, 100% positive, cannot fail proof that you will never get a disease, injury, or ailment that will require treatment or spread to others, I’m pretty confident you can get out of having health insurance.
Do you get it now? Probably not, because you were distracted by Rush’s big head (oooh, shiny!) halfway through. But I feel better.
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Just so you know, I’m not fond of the current bill. While I think people should have health care, I don’t believe this bill does enough to provide it to the ones who need it, and is too hard on the people for whom it neglects to provide. But that doesn’t make the car/health comparison any more valid.
If you agree, feel free to comment. If you disagree, feel free to comment. I love discussion. But follow my rules, or I’ll block you. It’s my blog, and it’s a dictatorship, not a democracy.